Land and Construction Loans

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  • Competitive rates
  • Flexible terms
  • Easy conversion to permanent mortgage
Use our Mortgage Loan Calculator to estimate your monthly payment.
Use our Mortgage Loan Calculator to estimate your monthly payment.
Building blocks for your dream home
Buy a nice piece of property. Hire a contractor. Bring us your plans. At First Community Bank, we'll release funds for labor and materials in time for each phase of the construction process.

There's more than one way to use these affordable loans.

While a common reason to purchase property is for new home construction, First Community Bank land loans can also be used to add farm acreage, acquire manufactured home sites, or preserve open space for private hunting, fishing, or camping.

First Community Bank makes homeownership easier with our mortgage loan options. Visit us in West Virginia, Tennessee, North Carolina, and Virginia.

Land Loans
  • Competitive rates
  • Flexible repayment terms
  • Personal assistance from First Community Bank's mortgage team
Construction Loans
  • One-time loan closing for construction-to-permanent loan 
  • Construction loan is short-term financing for building period
  • Funds are released as work is completed for each phase of your project
  • When you're ready to move in, construction loan converts to permanent mortgage without any additional loan closing necessary
  • Construction loans may also be used for major renovations to existing properties
More Mortgage Options

Not sure if this is the mortgage for you? 

Check out all our mortgage options to see which one fits your needs best.

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Helpful Resources

Hints for Homebuyers

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