Business Credit Cards

No annual fee
Set card controls

Manage cash more efficiently with our solutions

Get instant access to the money you need with our business credit card.

Your business day requires a lot from your credit card. From purchasing supplies to client lunches to filling up the tank, you need a card that delivers plenty of value. You'll find it at First Community Bank.

Save money with an introductory 0% APR* and no annual fee.
Enroll in Alerts to receive a text or email whenever your card is used for payment, helping you monitor for potential fraud.
Verified by Visa^® provides more security by verifying payments are made by you.
Keep employee spending in check with variable credit limits and authorization controls.
Simplify your record-keeping with business card manager.
Get cash quickly through a cash advance.
Transfer balances from credit cards with higher interest rates and start paying down your debt.

Credit Xpress

We've made it easier for you to manage your business credit card payments with Credit Xpress, available online or from the Credit Xpress Mobile App.**

Pay your bill, even if you have multiple cards.
Track credit card transactions.
Customize card controls and alerts based on your preferences, such as location, merchants, transaction types and spending limits for each card.

Access Credit Xpress online or download the app today.

Please note, in order to see all business accounts, the business must be enrolled in business card manager. Contact (304) 431-2214 for business card enrollment.

Business Card Manager

Business Card Manager is designed for businesses with multiple credit cards issued under one business account. It provides account administrators with oversight and control of employee cardholders and sub-accounts.

Helpful Resources

Free Resources for Small Business Owners

Learn how to access the resources that can help you take your small business to the next level.

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Calculate Your Loan Payment

Figure out how much your loan payment will add up to using our calculator.

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Find a Branch Near You

Come see us! Locate a convenient branch nearby in NC, TN, VA or WV.

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View the Cardholder Agreement and Terms and Conditions

Credit Cards are subject to credit review and approval.

*Introductory 0% APR begins on the card's date of issue. The variable rate is calculated by adding a percentage to the Prime Rate published in The Wall Street Journal on the 25th day of each month.

**Credit Xpress Mobile App periodically collects, transmits, and uses geolocation information for enabling features such as, but not limited to, card use and alerts to prevent fraudulent activates, but only if the end user expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the feature(s) are being used or not at all, depending on the end user’s selection. The end user can change his/her/their location permissions at any time in their device settings.

Subject to applicable rules and regulations. All promotions are subject to change or cancellation. For full details, please see account terms and conditions.

Apple Pay^® is a registered trademark of Apple Inc., registered in the U.S. and other countries. Android Pay™ is a trademark of Google Inc., Samsung Pay^® is a registered trademark of Samsung Electronics Co., Ltd

iOS^® is a registered trademark of Cisco Systems, Inc. and its affiliates in the United States and certain other countries.

Android is a trademark of Google Inc.

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Get instant access to the money you need with our business credit card.

Financing to build your business

Helpful Resources

Free Resources for Small Business Owners

Calculate Your Loan Payment

Find a Branch Near You