Credit Cards

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Start with an introductory 0% APR*
No annual fee
Earn cash back

Everyday purchases now become cash-back opportunities.

Think about all the times you use your credit card. Now think about earning cash back every time you do. That's the reality at First Community Bank. You'll also be able to save money on purchases and credit card balance transfers with our introductory rate.

Start with an introductory 0% APR.*
Enroll in Alerts to receive a text or email whenever your card is used for payment, helping you monitor for potential fraud.
Verified by Visa^® provides more security when shopping online.
Get cash quickly through a cash advance.
Transfer balances from credit cards with higher interest rates and start paying down your debt.**

Credit Xpress

We've made it easier for you to manage your credit card payments with Credit Xpress, available through Online Banking or from the Credit Xpress Mobile App.***
Pay your bill, even if you have multiple cards.
Track credit card transactions.
Customize card controls and alerts based on your preferences, such as location, merchants, transaction types and spending limits for each card.

Access Credit Xpress online or download the app today.

Helpful Resources

Tips and Strategies to Save for Your Next Vehicle

Ready for a new car? Learn how you can save up to get into a new set of wheels.

Read It

Calculate Your Loan Payment

Figure out how much your loan payment will add up to using our calculator.

Get Started

Find a Branch Near You

Come see us! Locate a convenient branch nearby in NC, TN, VA or WV.

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View the Cardholder Agreement and Terms and Conditions

Credit Cards are subject to credit review and approval.

*Introductory 0% APR begins on the card's date of issue. Introductory APR lasts for 12 months. The variable rate is calculated by adding a percentage to the Prime Rate published in The Wall Street Journal on the 25th day of each month.

**Balance transfers are not eligible for the introductory APR and will be subject to the applicable cash advance APR and fees, as outlined in your Credit Card Agreement.

***Credit Xpress Mobile App periodically collects, transmits, and uses geolocation information for enabling features such as, but not limited to, card use and alerts to prevent fraudulent activates, but only if the end user expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the feature(s) are being used or not at all, depending on the end user’s selection. The end user can change his/her/their location permissions at any time in their device settings.

Subject to applicable rules and regulations. All promotions are subject to change or cancellation. For full details, please see account terms and conditions.

Apple Pay^® is a registered trademark of Apple Inc., registered in the U.S. and other countries. Android Pay™ is a trademark of Google Inc., Samsung Pay^® is a registered trademark of Samsung Electronics Co., Ltd

iOS^® is a registered trademark of Cisco Systems, Inc. and its affiliates in the United States and certain other countries.

Android is a trademark of Google Inc.

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Everyday purchases now become cash-back opportunities.

Use your home's equity to get cash

Helpful Resources

Tips and Strategies to Save for Your Next Vehicle

Calculate Your Loan Payment

Find a Branch Near You