IRAs

Smart planning can make life's next chapter even more enjoyable.

Whether your goal is to travel far or spend time with close friends, retirement means having free time to do the things you want. Make sure you also have sufficient funds to make every moment count with a tax-advantaged Individual Retirement Account from First Community Bank.

• Choose Traditional or Roth IRAs.
• Minimum opening deposit of just $100.
• Place funds in high-yield CDs of various terms.
• With Traditional IRA, you may be able to take a tax deduction each year you make a contribution.
• With Roth IRAs, all qualified withdrawals are tax-free.
• With both Traditional and Roth IRAs, all annual interest income is tax-exempt.
• Begin making penalty-free withdrawals at age 59 ½. 
• Contact your financial advisor or a First Community Bank representative for more IRA details.

You can count on First Community Bank for your personal savings account needs. Contact or visit us in West Virginia, Tennessee, North Carolina, and Virginia.