MyFinance Management Tool

Inside Online Banking and the Xpress by FCB app we have included MyFinance, a free, full service financial product, that goes way beyond typical budgeting tool. MyFinance has a simple to use budgeting component, but is packed with so much more:  All of your First Community Bank accounts and activities are available inside MyFinance. What makes MyFinance so powerful is you can easily add Accounts, Loans, and even Retirement Accounts from most financial institutions and Brokerages. Customizable budgeting allows you to track spending for all linked accounts, based on transaction type, and you can easily stay informed on your progress with alerts tied to specific budgets. A calendar-based, cash-flow process allows you to look back or plan head to follow all of your bills and income in the same place. Set goals built around your specifics. Saving for a new car or that dream home, or paying of a credit card or student loans? With the ability to use a premade template or building a custom goal from scratch, MyFinance has you covered. View your net worth or its track your progress over time. The more linked accounts you have in MyFinance, you get a better approximation of your net worth. Clean and simple charts and graphs are created to keep you informed at a glance. With MyFinance being built into both Online Banking and our Xpress by FCB app, enrolled customers can check it out today. MyFinance is the same application in both Online Banking and the Xpress by FCB app, meaning all linked accounts, budgets, and goals are the same, regardless of how you access MyFinance. To view MyFinance inside the Xpress by FCB app: after you log in, choose "MyFinance" in the vertical menu at the top left. To view MyFinance inside Online Banking [AKA Browser-based Banking]: after you log in, click "Accounts" and chose any of your linked accounts, after the account details load, you click on the button labeled "MyFinance" to launch the budgeting tool.

You will get personalized Alerts with granular control over notifications in both Online Banking and the Xpress by FCB mobile app, allowing you to customize the specifics on your alerts.

We offer Mobile Deposit* and it’s easy to enroll. Personal Checking account customers can enroll by clicking Deposit Checks in the main menu of the Xpress by FCB mobile app to begin the registration process. Once your registration is approved, you can submit Mobile Deposits** using the Xpress by FCB Mobile app only. You may view Mobile Deposits history for the enrolled account inside Online Banking, but Mobile Deposit exists inside the Xpress by FCB mobile app. Business Checking account customers may contact your local branch or First Community Bank's Commercial Services team, at (855) 529-7945 or by email at [email protected] to begin the registration process for Mobile Deposit.  

*Subject to requirements. 
**Items presented for Mobile Deposits must be endorsed "for mobile deposit only at First Community Bank"

After initial login is complete and Two-Factor Authentication (2FA) is set up in the upgrade, you can turn on Face ID or thumbprint verification for login.

You can enroll in Online or Mobile banking, by clicking this link or by clicking enroll on FirstCommunityBank.com or our mobile app, Xpress by FCB.

Online Banking and Xpress by FCB share the same secure technology platform, and you login with your Username and Password. After you have completed Two-Factor Authentication, if you have issues logging in, click "Forgot Password", to help regain your access. If you have not completed Two-Factor Authentication, please contact Client Care at (800) 971-4671.

You can pay your monthly bills to a company or send personal payments or gifts. To pay a bill, click "Bill Pay". "Select Payees" to set up new or view existing payees.

On mobile bill payments, click "Pay". "Select Payees" to set up new or view existing payees.

You may also set up a Payee by selecting the shortcut “Pay” tile on the Dashboard and following instructions from there.

You can enroll or view your eStatements by clicking any individual account from the dashboard and in the following menu "select e-Documents".

The menu and general layout of the Dashboard is built to focus on your accounts first, but you have the ability to create it to fit your needs best. You can even include non-First Community Bank accounts. To modify your account view, click on the three-dot menu "(…)" in the upper-left corner of the Account section on the Dashboard or on the Accounts page available from the menu. You may also modify the order, size, and visibility of most other topics on the Dashboard. To change the order and visibility of topics, click on the three-dot menu "(…)" in the upper-right corner of that topic and choose "Organize Dashboard". There is also an "Organize Dashboard" button at the bottom of the Dashboard that will allow you to drag and drop topics to determine their locations. All visible topics will be represented on this menu. To add hidden topics, click the “+ Add a card” and click the "X" to the right of the card to change the visibility of that topic to hidden. To change the size of the topic, click the three-dot menu "(…) in the upper-right of the topic and change the card size, if it may be edited. Not all topics offer different sizes. Online Banking and Xpress by FCB dashboards do not share exactly the same design, meaning you can create a different layout for each.

We support iPhone and iPad devices running iOS version 11 or higher, and Android phones and tablets with version 5.0 or higher. Mobile Banking also requires internet access.

Two-Factor Authentication (2FA) is a security feature that helps safeguard your account information where users provide two distinct forms of identification. To implement 2FA, you will need to enroll a phone number (mobile or landline). Once this information is entered, you’ll choose one of three options to receive a one-time verification code: text message or automated phone call to the phone number you just entered, or by using the Authenticator Mobile App. After you enter your verification code, you have the ability to not use a code again for the computer you are logging in by selecting “Don’t ask for code again on this computer.” If you choose this option, you will not be prompted to enter a verification code during each login on this computer. Do not select this option on a shared or public computer.

Card Management is a feature integrated into the upgraded Mobile App that allows you to take control of your Debit Card. Shopping and lose your card? You can disable the card until you find it! It’s perfect for vacation! You can access Card Management via the Xpress by FCB mobile app, which gives you access to the entire feature set. Card Management is also available inside Online Banking with limited functionality. In the Card Management section, you choose what First Community Bank debit cards to activate and enroll in Card Management Alerts.

We recommend updating to the most current version of Google Chrome, Apple Safari (on Apple devices only), Microsoft Edge, or Firefox. Note: Microsoft’s Internet Explorer is not a supported browser!