Personal Loans & Lines

Contact Us
  • Financing for a variety of needs
  • Choose a Personal Loan or a Line of Credit
  • Competitive Rates and Flexible Repayment Options
Use our Loan Payment Calculator to estimate your monthly payment.
Use our Loan Payment Calculator to estimate your monthly payment.
Make your financial goals a reality.
Flexible personal loan or line of credit options can help you reach your financial goals with confidence.

Get the money you need for purchases or peace of mind.

First Community Bank offers flexible personal loans and lines of credit designed to help you manage planned purchases, unexpected expenses, debt consolidation and other financial needs.

Borrow with confidence, plan for what's ahead. Visit us in West Virginia, Tennessee, North Carolina, and Virginia.

Installment Loan
  • Choose from flexible secured or unsecured loan options to fit your needs
  • Receive your funds in one convenient lump sum
  • Enjoy loan terms personalized to your unique goals and budget
  • Count on a fixed rate and predictable monthly payments
  • Make payments simple with convenient automatic payments through Online Banking or pay by debit card on our website
  • Experience friendly, personal service and a fast approval process
Lines of Credit
  • Enjoy ongoing access to a revolving line of credit you can use for almost any purpose
  • Save with interest rates that are typically lower than most credit cards
  • Overdraft protection providing flexibility and peace of mind
  • Access funds conveniently through Online Banking, Xpress by FCB Mobile App or at First Community Bank branches
  • Save money by paying interest only on the amount you use
  • Reuse your available credit as you pay down the principal
HELOC

Use your home's equity to get cash

Get money you can use for any purpose with a Home Equity Line of Credit.

Learn More

Helpful Resources

Tips and Strategies to Save for Your Next Vehicle

Ready for a new car? Learn how you can save up to get into a new set of wheels.

Read It

Calculate Your Loan Payment

Figure out how much your loan payment will add up to using our calculator.

Get Started

Find a Branch Near You

Come see us! Locate a convenient branch nearby in NC, TN, VA or WV.

See Locations