Debit Cards

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Manage your money from anywhere with our mobile app.
Manage your money from anywhere with our mobile app.
It's security you can count on.
Visa® constantly monitors debit card transactions to protect you from fraud. And Visa®'s Zero Liability policy means you're not held responsible for unauthorized card purchases. 

Your card comes with more benefits than you might imagine.

Debit cards have been around for some time now, and most people know they can be used to make purchases online or at millions of merchants worldwide. But that's only part of the story with First Community Bank Visa® debit cards, which offer even more features.

  • Instant-issue debit cards: Why wait a week or more for your card to arrive in the mail? All First Community Bank branches can print a Visa® debit card for new or existing customers on the spot. 
  • Mobile Wallet payments: Link your First Community Bank card to your smartphone or other mobile device to make one-tap (or one quick wave) payments at merchants' electronic payment terminals. 
  • Network of free ATMs: First Community Bank operates a convenient network of nearly 50 ATMs that are fee-free and open 24 hours a day. Find ATMs near you.
  • ATM fee refunds: Traveling and need an ATM? If you use another bank’s machine, just bring in your receipt and we’ll refund fees up to $15 per month.

First Community Bank's debit cards make your everyday purchases easy and secure. Enjoy convenient access to our trusted services across West Virginia, Tennessee, North Carolina, and Virginia.

XpressPoints

Make everyday banking more rewarding with XpressPoints. Your First Community Bank debit card is automatically enrolled, so you can earn points on purchases and earn even more by adding convenient banking services. Redeem your points for rewards that fit your life.

  • Debit card purchases: Earn 1 point for every $10 spent beyond that amount during the same month.
  • Choose your rewards: Redeem points for gift cards, travel, merchandise, or cash back deposited into your First Community Bank account.
  • Manage your points: Track and redeem points through the XpressPoints rewards website, accessible from online banking or the Xpress by FCB mobile app.

Please note that redemption options and point values may vary; refer to the rewards portal for the most up-to-date information.

Start Earning Points

Helpful Resources

How to Create a Simple Budget

Learn how to put together a budget you can stick to each month.

Read It

Run the Numbers on Your Budget

Use our Home Budget Calculator to add up expenses and build your budget.

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Download the Mobile Banking App

Manage your accounts 24/7 with our handy mobile app.

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