Home Equity Lines of Credit

How can you use your money? The sky's the limit.

While home improvements are a popular choice, you can also cover car repairs, make major purchases, take vacations, pay tuition bills, and much more. Here's another idea – because your credit line features a low interest rate, you can save money by paying off higher interest loans and credit card balances.

• Variable rates are almost always lower than credit card interest rates.
• Credit limit depends on the equity you have in your home. (Equity is the current market value minus any remaining mortgage balance.)
• Access funds through Online or Mobile Banking or at First Community Bank branches.
• Pay interest only on the funds actually in use.
• Make interest-only monthly payments, if you meet certain credit standards.
• When you pay down the loan principal, you may use the funds again for other purposes.

First Community Bank wants you to make the most of your home's value with our home equity loans and lines of credit. Get access to our trusted service in West Virginia, Tennessee, North Carolina, and Virginia.