FHA Loans

Reduced down payments help unlock countless doors.

Although FHA Loans often attract first-time homebuyers, they're also available to others who don't meet the financial standards for traditional mortgages. One major advantage is down payments as low as 3.5%, meaning you don't have to save for years on end to qualify.

• Fixed-rate and adjustable-rate mortgages available
• Competitive rates that are often below market mortgage rates
• Easier qualification compared to conventional loans
• Low down payment options
• Gift funds may be accepted for down payments
• Down payment assistance programs may be available
• Work directly with First Community Bank mortgage team members and not a government agency

First Community Bank makes homeownership easier with our mortgage loan options. Visit us in West Virginia, Tennessee, North Carolina, and Virginia.