Manage your money from anywhere with our mobile app.

A checking account that offers double the value.

It's a smart move to put your money to work in a First Community Bank savings account. But why stop there? You can earn even more with a checking option that also pays steady interest. All those extra dollars make a difference – as do Online and Mobile Banking tools that provide anytime account access and make money management easier than ever.

  • No minimum opening deposit
  • Variable interest rate*
  • Interest is compounded and credited monthly
  • Avoid $10 monthly fee by maintaining a $1,000 minimum daily balance or maintaining a combined total of at least $10,000 in deposit accounts and loans
  • Free Visa debit card for fast, easy purchases online and in stores
  • Free Online Banking and Bill Pay
  • Free Xpress by FCB Mobile Banking and mobile check deposit
  • Free eStatements**
  • Direct Deposit available

First Community Bank's personal checking accounts make money management simple. Take advantage of our trusted service across West Virginia, Tennessee, North Carolina, and Virginia.

Manage Overdrafts with confidence
Enjoy peace of mind when you enroll in our overdraft protection program, Overdraft Privilege.

Overdraft Privilege is available only on eligible accounts and subject to enrollment.
More Checking Options

Not sure if this is the checking account for you?

Compare features side-by-side to pick the account that fits you best.

Helpful Resources

How to Create a Simple Budget

Learn how to put together a budget you can stick to each month.

Run the Numbers on Your Budget

Use our Home Budget Calculator to add up expenses and build your budget.

Download the Mobile Banking App

Manage your accounts 24/7 with our handy mobile app.