Community Free Checking Accounts

  • No minimum opening deposit
  • No minimum balance requirement
  • Free eStatements
Manage your money from anywhere with our mobile app.

Fee-free and hassle-free. It's checking just the way you want it.

Sometimes, simple is best. And when it comes to a straightforward checking account, Community Free Checking ranks high. You can open and maintain this account with any amount of money you want. It's all up to you. Plus, you get easy access to your funds with a debit card and through digital banking. It's time to enjoy checking on your terms.

  • Manage your money anytime with Online Banking and Mobile Banking
  • No per-item charges
  • eStatements include online check images (a $3 fee applies if you want paper statements)*

First Community Bank's personal checking accounts make money management simple. Take advantage of our trusted service across West Virginia, Tennessee, North Carolina, and Virginia.

Manage Overdrafts with confidence
Enjoy peace of mind when you enroll in our overdraft protection program, Overdraft Privilege.

Overdraft Privilege is available only on eligible accounts and subject to enrollment.
More Checking Options

Not sure if this is the checking account for you?

Compare features side-by-side to pick the account that fits you best.

Helpful Resources

How to Create a Simple Budget

Learn how to put together a budget you can stick to each month.

Run the Numbers on Your Budget

Use our Home Budget Calculator to add up expenses and build your budget.

Download the Mobile Banking App

Manage your accounts 24/7 with our handy mobile app.