Positive Pay

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  • Protect against check and ACH fraud
  • System automatically flags suspicious activity
  • Take control of transactions
Manage cash more efficiently with our solutions
Manage cash more efficiently with our solutions
Enhanced security, conveniently managed
When you're alerted about suspicious transactions, you can quickly verify or deny them through Online Banking or our mobile app, wherever you are.

Positive Pay offers automatic safeguards against losses from fraud.

There are a lot of ways criminals attempt to defraud your company. Checks can be stolen from the mail, chemically washed and altered. Or account numbers can be stolen to print new checks. Even bogus ACH transactions can slip through the system without the proper system in place. Positive Pay offers that strong wall of defense for your company.

The system flags unauthorized transactions and alerts you to review the details and decide whether to accept or reject payment.

Take control of your finances with money management solutions from First Community Bank. Visit us in West Virginia, Tennessee, North Carolina, and Virginia.

Check Positive Pay
  • Create a file listing information about checks written from your First Community Bank account.
  • Upload your file to Business Online Banking.
  • When checks are presented for payment, Positive Pay compares them to the information you submitted in your file.
  • If the information doesn't match, we pause the transaction and notify you immediately through text or email. 
  • Use Business Online Banking to pay or return the checks easily.
ACH Positive Pay
  • Set up ACH filters to allow only certain debits from specific companies to post to your account.
  • If the information presented doesn't match the filter, we pause the transaction and notify you immediately through text or email.
  • Use Business Online Banking to pay or return the transaction easily.
Business Online Banking

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