Benefits you'll love.
The First Community Bank personal credit card has all of the benefits you expect:
- No Annual Fee: Plus, an introductory 0% APR* for 12 months and a variable APR after that
- Cash Rewards: Earn up to 1.50% cash back for your everyday purchases.
- Easy Payment Options: Make payments at your local branch, by mail or online with our Credit Card eBanking.
- Visa® Fraud Protection: Enroll in Visa® Purchase Alerts to get a text or email whenever you pay with your card.
- Verified by Visa®: Make online purchases more secure with Verified by Visa®.
Rewards
Earn up to 1.50% cash back when you spend! Rewards are paid as a statement credit automatically each month once your reward dollars total $25 or more.
Platinum Cash Back Rewards
| Tier | Rate |
|---|---|
| Up to $999.99 | 0% |
| $1,000 to $2,499.99 | 0.50% |
| $2,500 to $4,999.99 | 0.75% |
| $5,000 to $7,499.99 | 1.00% |
| $7,500 and over | 1.50% |
*Introductory 0% APR begins on the card's date of issue. The variable rate is calculated by adding a percentage to the Prime Rate published in The Wall Street Journal on the 25th day of each month. The Prime Rate is 8.50% as of July 25, 2023.
Subject to applicable rules and regulations. All promotions are subject to change or cancellation. For full details, please see account terms and conditions
Apple Pay® is a registered trademark of Apple Inc., registered in the U.S. and other countries. Android Pay™ is a trademark of Google Inc., Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd.
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