Benefits you'll love.
The First Community Bank personal credit card has all of the benefits you expect:
- No Annual Fee: Plus, an introductory 0% APR* on merchandise transactions for 12 months and a variable APR after that.
- Cash Rewards: Earn up to 1.50% cash back for your everyday purchases.
- Easy Payment Options: Make payments at your local branch, by mail, online with our Credit Xpress link, or through the Credit Xpress Mobile App.
- Fraud Protection: Enroll in Alerts to get a text or email whenever you pay with your card.
- Verified by Visa®: Make online purchases more secure with Verified by Visa®.
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Introducing Credit Xpress
A new way to access your First Community Bank credit card through our new mobile app and online.
We’ve put everything you need in one easy-to-access management suite, available through either FCB Online Banking or our Credit Xpress Mobile App**. Credit Xpress Online and Mobile App allow you to better track credit card transactions, customize card controls and alerts based on your preferences, and pay your bill — even if you have multiple cards.
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Thanks to the security controls and notifications, you can decide locations, merchants, transaction types, and spending limits allowable for each FCB card enrolled.
Access Credit Xpress Online or download Credit Xpress from the Apple or Google Play stores for a new way to manage and pay for your First Community Bank credit card.
Access Credit Xpress Online or download Credit Xpress from the Apple or Google Play stores for a new way to manage and pay for your First Community Bank credit card.
Earn up to 1.5% cash back when you spend!
Rewards are based on monthly spend and paid as a statement credit automatically each month once your reward dollars total $25 or more.
Platinum Cash Back Rewards
|
Tier
|
Rate |
|---|---|
| Up to $999.99 | 0% |
| $1,000 to $2,499.99 | 0.50% |
| $2,500 to $4,999.99 | 0.75% |
| $5,000 to $7,499.99 | 1.00% |
| $7,500 and over |
1.50%
|
View the Cardholder Agreement and Terms and Conditions
Credit Cards are subject to credit review and approval.
*Introductory 0% APR begins on the card's date of issue. The variable rate is calculated by adding a percentage to the Prime Rate published in The Wall Street Journal on the 25th day of each month. The Prime Rate is 8.50% as of July 25, 2023.
**Credit Xpress Mobile App periodically collects, transmits, and uses geolocation information for enabling features such as, but not limited to, card use and alerts to prevent fraudulent activates, but only if the end user expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the feature(s) are being used or not at all, depending on the end user’s selection. The end user can change his/her/their location permissions at any time in their device settings.
Subject to applicable rules and regulations. All promotions are subject to change or cancellation. For full details, please see account terms and conditions.
Apple Pay® is a registered trademark of Apple Inc., registered in the U.S. and other countries. Android Pay™ is a trademark of Google Inc., Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd
iOS® is a registered trademark of Cisco Systems, Inc. and its affiliates in the United States and certain other countries.
Android is a trademark of Google Inc.