Credit Cards

Safe and secure, so you can enjoy the important moments.

Benefits you'll love.

The First Community Bank personal credit card has all of the benefits you expect:

  • No Annual Fee: Plus, an introductory 0% APR* for 12 months and a variable APR after that
  • Cash Rewards: Earn up to 1.50% cash back for your everyday purchases.
  • Easy Payment Options: Make payments at your local branch, by mail or online with our Credit Card eBanking.
  • Visa® Fraud Protection: Enroll in Visa® Purchase Alerts to get a text or email whenever you pay with your card.
  • Verified by Visa®: Make online purchases more secure with Verified by Visa®.


Earn up to 1.50% cash back when you spend! Rewards are paid as a statement credit automatically each month once your reward dollars total $25 or more.

Platinum Cash Back Rewards

Tier Rate
Up to $999.99 0%
$1,000 to $2,499.99 0.50%
$2,500 to $4,999.99 0.75%
$5,000 to $7,499.99 1.00%
$7,500 and over 1.50%

*Introductory 0% APR begins on the card's date of issue. The variable rate is calculated by adding a percentage to the Prime Rate published in The Wall Street Journal on the 25th day of each month. The Prime Rate is 8.50% as of July 25, 2023.
Subject to applicable rules and regulations. All promotions are subject to change or cancellation. For full details, please see account terms and conditions
Apple Pay® is a registered trademark of Apple Inc., registered in the U.S. and other countries. Android Pay™ is a trademark of Google Inc., Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd.