For a limited time, open any one of our Business Checking Accounts and get up to $750 as a thank you. When businesses put our accounts to use, we’ll pay extra cash rewards right into those accounts. Check out the different tiers and see which one fits your business best!¹
Looking to expand your fleet or upgrade machinery? We are thrilled to offer discounted loan rates for commercial equipment, commercial auto, and commercial owner-occupied real estate. We're introducing flexible financing options to provide the support your business requires to thrive.
Qualifying Accounts
Tailored for small businesses, this account efficiently handles a low volume of monthly transactions and deposits. It provides essential tools for daily money management with no minimum balance or monthly service charge.
This checking account is best for businesses with moderate checking activity that want to earn interest on collected balances. It allows your operating funds to work harder and offers a wealth of valuable free services and options.
Qualifying Accounts
This account offers maximum efficiency for businesses with complex needs and higher checking volume. Your average monthly balances may earn significant savings on banking fees, and you'll have access to a range of services that make money management operations easier and more convenient.
Qualifying Accounts
Tailored for small businesses, this account efficiently handles a low volume of monthly transactions and deposits. It provides essential tools for daily money management with no minimum balance or monthly service charge.
This checking account is best for businesses with moderate checking activity that want to earn interest on collected balances. It allows your operating funds to work harder and offers a wealth of valuable free services and options.
This account offers maximum efficiency for businesses with complex needs and higher checking volume. Your average monthly balances may earn significant savings on banking fees, and you'll have access to a range of services that make money management operations easier and more convenient.
¹ To receive $200: Open a new Silver Tier (including Community Free Business Checking or Community Interest Business Checking) account. To qualify for the reward, the new checking account must be opened between April 22, 2024 and September 30, 2024, and the following conditions must be met: (a) average ledger balance of $5,000 must be maintained in your new checking account for each of the first three months; and (b) at least 10 total qualifying transactions must be made within each of the first three months.
To receive $500: Open a new Gold Tier (including Community Commercial Business Checking) account. To qualify for the reward, the new checking account must be opened between April 22, 2024, and September 30, 2024, and the following conditions must be met: (a) average ledger balance of $15,000 - $29,999 must be maintained in your new checking account for each of the first three months; and (b) at least 15 total qualifying transactions must be made within each of the first three months.
To receive $750: Open a new Platinum Tier (including Community Free Business Checking, Community Interest Business Checking, or Community Commercial Business Checking) account. To qualify for the reward, the new checking account must be opened between April 22, 2024, and September 30, 2024, and the following conditions must be met: (a) average ledger balance of $30,000 must be maintained in your new checking account for each of the first three months; and (b) at least 15 total qualifying transactions must be made within each of the first three months.
These offers are mutually exclusive. If you qualify for a reward, you will only receive the highest reward you are eligible for.
Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 96 days of account opening and all conditions have been met. Reward be identified as “Credits NEW BUS BONUS” on your monthly statement.
‡ Average ledger balance is defined as the aggregate ledger balance divided by the number of aggregate days during the statement cycle.
Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
Please consult your tax advisor regarding your specific situation.
* Transaction items include all debits and credits except ATM withdrawals. Any combination of qualifying FCB Business Debit Card or credit transactions is acceptable but must equal appropriate number outlined in specific tier requirements within the first three months. If the account consistently exceeds 1,000 free monthly transactions, the account may be converted to another checking account.
** If the account consistently exceeds $10,000 in monthly coin and currency deposits and/or withdrawals, the account may be converted to another checking account.
*** Additional fees and eligibility requirements may apply.
† A $3 fee applies for paper statements.
