Commercial Team








































We offer commercial and small business loans, all tailored to fit the unique needs of your business:

  • Commercial real estate financing - options available to purchase commercial property or land that your business needs to grow. We have options to tap into existing equity so that you can expand as your business grows.
  • Vehicle & Equipment financing - multiple term options available to finance small and large equipment and vehicle purchases for your business.
  • Construction financing - options available to help build the space where your business belongs.
  • Lines of Credit - multiple options available to purchase inventory and materials or finance accounts receivable.

Whether your business is a start-up or has been established for years, our team can provide the financing to help it grow, fitting the future. To get started achieving excellence, find your lender listed below, or contact your nearest First Community Bank branch.


Commercial Lenders by Region:

Justin Roberts employee photo.

Justin Roberts
Commercial Relationship Manager
Mount Airy, North Carolina
(336) 530-7217 
 
 
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Pete Pequeno
SVP-Regional Manager
Mount Airy, North Carolina
(336) 783-3902
 
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Bill Johnson
Market Manager
Mount Airy, North Carolina
(336) 783-3906
 
 
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Jon Dezern
Business Development Officer
Mount Airy, North Carolina
(336) 783-3904
 

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Jared Moser 
Commercial Relationship Manager
Mount Airy, North Carolina
(336) 783-3969
 
 
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Abby Seaver
Commercial Relationship Manager
Mount Airy, North Carolina
(336) 783-3903
 
 
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Lesa Hensley
Commercial Relationship Manager
North Wilkesboro, North Carolina
(336) 783-3909


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Tammy Butcher
Business Development Officer
Elkin, North Carolina
(336) 530-7230
 
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Matthew Zemba
Business Development Officer 
Boone, North Carolina
(828) 386-6578
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Robert (Brooks) Altizer
Commercial Relationship Manager
Richmond, Virginia 
(804) 292-7546


Kevin Ford employee photo.

Kevin Ford
Commercial Relationship Manager
Richmond, Virginia
(804) 292-7547 


Adam Jante employee photo.
 
Adam Jante
Regional Manager Commercial Banking
Richmond, Virginia
(804) 292-7540


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Jeff Mead
Commercial Relationship Manager
Richmond, Virginia
(804) 292-7533

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Gannon Walsh
 Business Development Officer
Richmond, Virginia
(804) 292-7555
Jessica Miller employee photo.

Jessica Miller
Business Development Officer
Christiansburg, Virginia
(540) 449-0339
 
   
Jennifer Litton employee photo.

Jennifer Litton
Business Development Officer
Radford, Virginia
(540) 795-7971
 

Stephanie Kirkner employee photo.

Stephanie Kirkner
Business Development Officer
Blacksburg, Virginia
(540) 951-2649
 
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Chad Arnold
Commercial Relationship Manager
Wytheville, Virginia
(276) 223-2219
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John (Brandon) Curtis
Business Development Officer
Bristol, Virginia 
(276) 644- 3209


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Zachary Luttrell
Business Development Officer
Abingdon, Virginia
(276) 619-2707


Larry Ratliff employee photo.

Larry Ratliff
Regional Manager Commercial Banking
Abingdon, Virginia
(276) 619-2716
 
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Michael Eldreth
Business Development Officer
Bristol, Virginia
(276) 644-3207
Timothy Frantz employee photo.

Timothy (Tim) Frantz
Regional Manager Commercial Banking
Beckley, West Virginia
(307) 929-5162
 

Aaron Kemlock employee photo.

Aaron Kemlock
Commercial Relationship Manager
Beckley, West Virginia
(304) 929-5132
 
 
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Randall Siers
Commercial Relationship Manager
Buckhannon, West Virginia
(304) -471-0042


Seth Weaver employee photo.

Seth Weaver
Business Development Officer
Grafton, West Virginia
(304) 903-4911
Kevin Cole employee photo.

Kevin Cole
Regional Manager Commercial Banking
Princeton, West Virginia
(304) 431-9019
 

Paul Byrd employee photo.

Paul Byrd
Business Development Officer
Princeton, West Virginia
(304) 431-9010
 

Mike Ramsey employee photo.

Mike Ramsey
Business Development Officer
Bluefield, West Virginia
(304) 325-2710
 
 
 
Kayla Stafford
Business Development Officer
Princeton, West Virginia
(304) 431-9005
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Steve Osborne
Business Development Officer
Johnson City, Tennessee
(423) 915-2209