Commercial Team








































We offer commercial and small business loans, all tailored to fit the unique needs of your business:

  • Commercial real estate financing - options available to purchase commercial property or land that your business needs to grow. We have options to tap into existing equity so that you can expand as your business grows.
  • Vehicle & Equipment financing - multiple term options available to finance small and large equipment and vehicle purchases for your business.
  • Construction financing - options available to help build the space where your business belongs.
  • Lines of Credit - multiple options available to purchase inventory and materials or finance accounts receivable.

Whether your business is a start-up or has been established for years, our team can provide the financing to help it grow, fitting the future. To get started achieving excellence, find your lender listed below, or contact your nearest First Community Bank branch.


Commercial Lenders by Region:

Justin Roberts employee photo.

Justin Roberts
Commercial Relationship Manager
Mount Airy, North Carolina
(336) 530-7217  
 
Pete Pequino employee photo.
 
Pete Pequeno
SVP-Regional Manager
Mount Airy, North Carolina
(336) 783-3902
 
place holder headshot
 
Bill Johnson
Market Manager
Mount Airy, North Carolina
(336) 783-3906 
 
Jon Dezern employee headshot.
 
Jon Dezern
Business Development Officer
Mount Airy, North Carolina
(336) 783-3904 
 
Abby Seaver employee headshot.

Abby Seaver
Commercial Relationship Manager
Mount Airy, North Carolina
(336) 783-3903

Lesa Hensley employee headshot.

Lesa Hensley
Commercial Relationship Manager
North Wilkesboro, North Carolina
(336) 783-3909

Tammy Butcher employee headshot.

Tammy Butcher
Business Development Officer
Elkin, North Carolina
(336) 530-7230
 
Matthew Zemba employee headshot.

Matthew Zemba
Business Development Officer 
Boone, North Carolina
(828) 386-6578
Brooks Altizer employee photo.

Robert (Brooks) Altizer
Commercial Relationship Manager
Richmond, Virginia 
(804) 292-7546

Kevin Ford employee photo.

Kevin Ford
Commercial Relationship Manager
Richmond, Virginia
(804) 292-7547 

Adam Jante employee photo.
 
Adam Jante
Regional Manager Commercial Banking
Richmond, Virginia
(804) 292-7540


Jessica Miller employee photo.

Jessica Miller
Commercial Relationship Manager
Christiansburg, Virginia
(540) 449-0339 
   
Jennifer Litton employee photo.

Jennifer Litton
Business Development Officer
Radford, Virginia
(540) 795-7971

Stephanie Kirkner employee photo.

Stephanie Kirkner
Business Development Officer
Blacksburg, Virginia
(540) 951-2649
 
Chad Arnold employee photo.
 
Chad Arnold
Commercial Relationship Manager
Wytheville, Virginia
(276) 223-2219
 
Brandon Curtis headshot NEW 2024.

John (Brandon) Curtis
Business Development Officer
Bristol, Virginia 
(276) 644- 3209
 
Larry Ratliff employee photo.
 
Larry Ratliff
Regional Manager Commercial Banking
Abingdon, Virginia
(276) 619-2716

Zachary Luttrel employee photo.
 
Zachary Luttrell
Business Development Officer
Abingdon, Virginia
(276) 619-2707
 
Chris Hess employee photo.
 
Chris Hess
Business Development Officer
Tazewell, Virginia
(276) 385-1859
 
Timothy Frantz employee photo.

Timothy (Tim) Frantz
Regional Manager Commercial Banking
Beckley, West Virginia
(307) 929-5162 

Aaron Kemlock employee photo.

Aaron Kemlock
Commercial Relationship Manager
Beckley, West Virginia
(304) 929-5132 
 
 
Kevin Cole employee photo.

Kevin Cole
Regional Manager Commercial Banking
Princeton, West Virginia
(304) 431-9019 

Paul Byrd employee photo.

Paul Byrd
Business Development Officer
Princeton, West Virginia
(304) 431-9010 

Mike Ramsey employee photo.

Mike Ramsey
Business Development Officer
Bluefield, West Virginia
(304) 325-2710
 
 
Kayla Stafford
Business Development Officer
Princeton, West Virginia
(304) 431-9005
Steve Osborne employee photo.
 
Steve Osborne
Business Development Officer
Johnson City, Tennessee
(423) 915-2209

John Hunter employee photo.
 
John Hunter
Commercial Relationship Manager
Johnson City, Tennessee
(423) 915-2218