Preferred Perks

Included with Community Preferred Checking.

Benefits Included With Preferred Perks

We know that you will find your benefit features innovative, valuable and most of all, easy to use. You will enjoy access to the industry leading services such as: Cellular Telephone Protection, Identity Theft Resolution, Roadside Assistance, Accidental Death & Dismemberment Insurance along with Shopping, Travel & Entertainment discounts via Print and Mobile coupons.

Cell Phone Protection

Are your cell phones protected? In case of damage or theft this service will reimburse the eligible account holder up to $600 per claim. Limit two (2) claims per 12 month period. You must charge your monthly Cellular Wireless Telephone bills to your eligible account. Coverage is subject to $50 co-pay. Lease and pay as you go plans are excluded. See the back of this brochure for other disclosures.

$10,000 Accidental Death and Disbursement Insurance

AD&D Insurance is included in the package selected by your financial institution. See your enrollment card to determine your coverage amount. Coverage is split equally between authorized signers. See the back page of this brochure for more information. Coverage underwritten by ACE American Insurance Company.

Cyberscout (R) Identity Theft Resolution*

If you become a victim of identity theft, call the toll free number, and you will be assigned to a highly qualified fraud specialist who is your single source to help you resolve your problem from start to finish. You save time, avoid frustration and get your problem corrected with the unlimited, one-on-one help of an expert. Call 1-866-602-2056 and provide member ID# IDT12006. For valuable news and resources, helping you learn how to stand up against identity theft, go to

Shopping, Travel, & Entertainment Discounts

A dynamic program which will reward you every time you use it. Save on hundreds of products for your home, pet and lifestyle needs. Plus, find great deals while you shop in stores, restaurants or online and receive coupons and shipping offers. Log into the website and click on the link to access the features of this service.

Roadside Assistance*

Whenever you travel, you’ll like the secure feeling that you are protected by the Nation Safe Drivers Auto Club. NSD provides real peace-of-mind with the best service and protection available anywhere. 24-hours a day and 7 days a week coverage includes towing up to 15 miles, roadside assistance, delivery of supplies, tire service, battery service, and lockout service. This benefit covers one person per account on an individual account and the account holder and spouse on a joint account. Maximum of three claims per member per year. Additional charges may apply for delivery of supplies or towing over 15 miles.

To access benefits, click here to go to the Preferred Perks website or download the Preferred Perks App in the Apple or Google Play Stores.
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*Preferred Perks benefits are subject to additional terms and conditions. Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by First Community Bank, its affiliates, or any government agency.

First Community Bank does not charge a fee for Mobile Banking. However, messaging and data charges from your mobile carrier service apply. Review your contract with your individual mobile carrier service before enrolling. Availability may be affected by your mobile carrier’s coverage area.
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