If your checking account loses it's balance, we'll catch it.
Overdraft Protection comes with options, too. We provide our eligible checking account customers with a standard overdraft service called Overdraft Privilege. We also offer one or more overdraft protection plans that may be less expensive than our standard overdraft services. To learn more, visit your local branch.
Free tools to help manage your account and avoid overdrafts.
- MyFinance - A way to keep track of all of your accounts.
- Xpress Banker - Our state of the art ATM machines.
- Xpress by FCB mobile app makes budgeting a breeze. Set low balance alerts within the app to notify you when your account balance is getting low. Download our app today!
Overdraft Coverage Options
Overdraft Protection: Links to another deposit
account you have at First Community Bank
|Overdraft Privilege (Paid Item Fee)||$36.00 overdraft fee per presentment|
Returned Items: When we decline a transaction due to insufficient funds
|$12.00 per returned presentment|