Zero Balance Account

Control your cash flow.

Control cash flow while avoiding bounces checks, theft, or mistakes.

Maximize your money with our Zero Balance Account (ZBA). With ZBA, your checking account will maintain a balance of zero by automatically transferring exact funds from a master account to the ZBA every time a transaction occurs. Plus, your master account can be linked to multiple ZBAs if needed. ZBAs are perfect for corporations that want to eliminate excess balances and maintain greater disbursement control.

  • Consolidate your cash and simplify accounting procedures by pooling your money in a master account
  • Eliminate idle cash balances associated with payroll administration
  • Simplify your business by keeping separate accounts for your expenditures (e.g., payroll, payables)
  • Reduce the time and effort your business spends in monitoring your company's daily cash position

To learn more about partnering with First Community Bank's Commercial Services team, please call us at (855) 529-7945 or email us at