First Community Bank
 
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Savings Information

Saving money at First Community Bank means competitive interest rates and flexible programs to fit all of your investment and savings needs. Our savings accounts allow you to add or withdraw money at anytime using flexible access options. It's the perfect way to save for a child's education, a new car, that special something or to put cash aside for a rainy day.

Investment Programs

Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs) allow you to lock in rates for the period of time you select. Plus, there's the security of knowing that your money is safe since all deposits at First Community Bank are insured by the F.D.I.C. up to $250,000 per account. For details on the insurance limitations, visit www.fdic.gov/deposit/deposits/insured/index.html. See our IRA Page to get rules on increased contribution levels.

Saving the way you want.

Statement Savings - Click here to open one

Interest is paid on every dollar you save.
Only $200 minimum balance.
Rates (check our current rates) that encourage you to save more money!

HIFI Money Market - Click here to open one  ....(as featured in www.nerdwallet.com)

Higher balances automatically earn higher interest - compounded daily.
Only $1,000 minimum balance to avoid a $5 monthly fee.
Unlimited in bank cash withdrawals. You can also write up to 3 checks and get 5 Cashier's Checks per month.
Competitive rates (check our current rates) help your money work harder for you.

Certificates of Deposit (CDs) - Click here to open one

Competitive rates (check our current rates) help your money work harder for you.
Flexible interest payment terms give you income when you need it.
Terms that you select, from 3 months to 5 years.
Minimum deposits start at $1,000 (out-of-area deposits, $5,000).

Retirement Accounts - Click here to open one

We offer Traditional, Education (Coverdale-CESA), Simplified Employee Pension Plan (SEP) and Roth Individual Retirement Accounts (IRA). See our IRA Page to see contribution levels for 2013 and 2014.

Add to your IRA CD anytime, even mid-term.
No charge for IRAs.
Terms you select, our Money Market account or CDs from 3 months to 5 years.

For more details on any of our accounts, send us e-mail and we'll get the information out to you right away. To start investing now, complete our online:

CD Application
Checking and Money Market Application
Statement Savings Application.