First Community Bank
Internet Banking Login
Internet Banking Security

If you have lost or had your First Community Bank Visa/ATM stolen,
please call 800-854-6219. Someone is available 24 hours a day to help you.



As you may have heard, Target says data from approximately 40 million credit and debit card transactions may have been compromised. The breach occurred between November 27 and December 15, 2013 within the US stores.  This does not include online purchases or stores outside the U.S. This breach may impact bank customers who used their First Community Bank ATM/Visa Debit card or First Community Bank credit card to complete a transaction within a Target store during that period. This also included merchants such as Starbucks or Pizza Hut that may be located inside a Target. They determined that the information involved in this incident included customer name, credit or debit card number, and the card’s expiration date and CVV. There is no indication that PIN numbers have been compromised on affected bank issued PIN debit cards or Target debit cards. Someone cannot visit an ATM with a fraudulent debit card and withdraw cash.

Even if a card is not used for fraudulent activity, the personal information could be used for phishing. Be careful who you give your information to. The person calling you might sound authentic or the email might look authentic but it may not be. Use caution!

We will communicate to you directly via mail and/or e-mail, if we identify your card is at risk from the Target breach.

A letter from Target to their customers has been posted on their website, and we encourage you to read it if you would like to learn more.

Please review your account activity to assure that you do not see any unknown transactions. If you believe your First Community Bank card or account was compromised, please call us immediately at 614-239-4600 during office hours.

Please keep in mind that your financial security is a top priority for First Community Bank. Therefore, here are some things to keep in mind.

Closely monitor your account transactions. Contact us immediately if you see any fraudulent activity. The activity is not confined to purchases at Target stores, but can include fraudulent purchases at any store.

If your card is at risk, don’t worry.  All your First Community Bank cards have our Zero Liability Protection.  See terms and conditions for details. That means you're not liable for unauthorized transactions you report to us.

Our internet banking and mobile banking system gives you 24 hour free access to view your account activity*. You can sign up at and click on the “apply now” link at the top left-hand of the screen. If you already have internet banking, mobile banking from your smart phone can be accessed immediately at

*Your phone carrier may charge you for data usage.

Identity Theft Tools/Advisories (click here)

First Community Bank will NEVER ask you to verify your account information, including your account numbers, ATM/debit card numbers, pin numbers, passwords or other personal or financially sensitive information online. For your own protection, do not click on any unsolicited email links claiming to be from First Community Bank requesting your personal and/or financial information.

Internet Banking Security

When it comes to your money, we know that security is the number one issue. With our state-of-the-art Internet Banking solution, your money is extremely safe. We have paired with FundsXpress, a proven and established provider. As one of the first major service bureaus to offer online banking, security experts at FundsXpress have built a security system from the ground up that safeguards your money and keeps your account information private. They take extra measures of protection by utilizing high-end fire walls and exclusive encryption software to prevent outside interference.


Standards are high, and if a browser isn't secure enough for online banking, FundsXpress will not permit it to be used to conduct banking sessions. No logins are allowed on the Internet without authenticated, encrypted connections. The banking server sits on a physically secure network. Our security team constantly monitors attempts to break into our security system to make sure your account information is safe and secure.

What type of security do you offer an account with Internet access?

The result is a network of distributed security, one that ensures protection throughout the banking process on your computer, during the transmission of information, and in the financial institution's own computer systems.
Distributed security means that, rather than rely on one security measure, FundsXpress utilizes many lines of defense, including authentication, encryption, and automatic sign-off protect your account information. So whether you are enrolling online for online banking, transferring money or paying your bills, you can depend on your account information being safe.
If for any reason your secure session ends, your online banking session automatically terminates. There are no permanent connections.
The Internet Banking system cannot update the Bank's account information directly. Only those set-up for Internet Banking will have their information transferred.

How Does Encryption Work?

FundsXpress makes sure all online banking sessions are encrypted. That means your password, as well as all information relating to you and your accounts, employ the strongest forms of cryptography that are commercially available for use over the Internet.
That's because there are billions of possible keys that could potentially solve each formula, but only one that will work.
Your account information will read as gibberish to all but you and the bank.

Is Account Information Stored?

FundsXpress requires browsers to NOT record a customer's banking information on your computer's hard-drive, unless you explicitly download it.
Your privacy is also maintained. We don't sell or distribute your information.

We may alter or amend these principles, and any of the policies or procedures described above, at any time without prior notice. The principles set forth above are for general guidance; they do not constitute a contract and do not modify or amend any agreements we have with our customers.

Identity Theft Tools/Advisories

Federal Trade Commission: Your National Resource for Identity Theft, Privacy and Security

7 Practices for Computer Security

Consumer Advice: How to Avoid Phishing Scams Provides Internet Security Awareness Education