The business cards that work for you.

Whether you are buying company supplies or have workers on the road, First Community Bank business credit cards will make doing business easier. 
A First Community Bank Business Visa Credit Card; Earn cash back for everyday purchases.
Simplify your spending while receiving these free features:
No Annual Fee
  • Plus, an introductory 0% APR*
Cash Rewards
  • Earn up to 1.50% cash back for your everyday purchases. 
Easy Payment Options
  • Make payments at your local branch, by mail, or online with our Credit Card eBanking.
Visa® Fraud Protection
  • Enroll in Visa® Purchase Alerts to get a test or email whenever you pay with your card. 
Verified by Visa®
  • Makes online purchases more secure by verifying payments are made by you.
Controlled Spending 
  • Keep employee spending in check with variable credit limits and authorization controls.
In-Depth Reporting
  • Simplify your record keeping with our easy-to-use reporting tool, Visa® Business Reporting.
Cash Advances
  • Get fast cash from our credit cards through our cash advance option. 
Balance Transfers
  • Start paying down your balances with our balance transfer option.


Earn up to 1.50% cash back when you spend. Rewards are paid as a statement credit automatically each month once your reward dollars total $25 or more.

Up to $19,999.99 0%
$20,000 to $49,999.99 0.50%
$50,000 to $99,999.99 0.75%
$100,000 to $149,999.99 1.00%
$150,000 to $199,999.99 1.20%
$200,000 to $299,999.99 1.30%
$300,000 and over 1.50%


How we calculate variable rates:
Introductory 0% APR begins on the original card's date of issue (does not apply to reissued cards). The variable rate is calculated by adding a margin 6.65% - 15.65% to the Prime Rate published by The Wall Street Journal on the 25th day of each month. The Prime Rate is 8.25% as of May 5th, 2023. 

Subject to applicable rules and regulations. All promotions are subject to change or cancellation. For full details, please see account terms and conditions.  

Apple Pay® is a registered trademark of Apple Inc., registered in the U.S. and other countries. Android Pay™ is a trademark of Google Inc., Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. 

Highlands Union Bank credit card customers: To obtain a copy of your Highlands Union Bank credit card agreement, please call us at (304) 431-2214 or email us at