if your checking account loses its balance, we'll catch it.

Overdraft Protection services are designed to help prevent overdrafts triggered by all types of transactions. Once you've selected the coverage that is right for you, we'll watch your checking account balance, and if it gets too low, we'll automatically transfer funds, for a fee, from one of your other First Community Bank Accounts. 

Overdraft Protection comes with options, too. We provide our eligible checking account customers with a standard overdraft service called Overdraft Privilege. We also offer one or more overdraft protection plans that may be less expensive than our standard overdraft services. To learn more, visit your local branch. 


Overdraft Coverage Options

Service Cost
Overdraft Protection: Links to another deposit
account you have at First Community Bank
 $5.00 fee per transfer
Overdraft Protection Line of Credit* $5.00 fee per transfer + interest
Overdraft Privilege $36.00 overdraft fee per item
Swipe horizontally and vertically to view the rest of the table.

                              standard vs. extended overdraft privilege 


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