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For your convenience, in order to make the processing and closing of your property loan faster and easier, we have listed here items that will be requested from a loan applicant.
Money for when you need more.
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Copy of Home Owners Insurance Policy |
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1040's for previous 2 years |
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W2's for previous 2 years |
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2 Current pay stubs for each applicant |
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Application Fee in the amount of $250 |
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Name, address and account numbers for all mortgage accounts |
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Name, address and account numbers for all checking and savings accounts |
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Copies of last 3 months bank statements for all accounts |
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Name and account numbers of all note debts (car loan, credit cards, student loans, etc.) |
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Name and address of last employer for last 2 years for all applicants |
Where applicable:
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Copy of sales contract |
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Copy of divorce decree and separation agreement |
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Copy of HUD-1 settlement statement of purchase contract of the home being sold |
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Year to date profit and loss statement and balance sheet |
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Name and address of landlord for last 2 years |
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Copy of land contract |
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Copy of previous deed, location survey and title insurance policy |
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If self-employed, last 2 years business financial statements and federal tax
returns |
All loans subject to approval. Equal Housing Lender. |
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