Whatever your borrowing needs may be . . .

•	build
•	purchase or refinance your home, business or investment property
•	need cash for a special purchase, vacation or education
•	consolidate your outstanding debt
•	make some home improvements

Professional, courteous and knowledgeable loan officers and support staff will personally assist you when you need more. At First Community Bank, we make getting the money you need easier.

Money for when you need more.

Mortgage Loans

•	To purchase or refinance your house, business or investment property.
•	Some programs include: no pre-payment penalties, closing costs included in mortgage loan, no closing costs, flexible terms, low down payments & free pre-qualification.

Multi-Family and Commercial Loans

•	Flexible repayment terms, including fixed rate loans and lines of credit.

Installment Loans

•	Fixed monthly payments for special purchases, education or other needs.
•	One easy monthly payment to consolidate bills or lower interest costs on outstanding credit cards.
•	Special discounts on rates for customers.

Automobile Loans

•	For when you need a new set of wheels or find the perfect pre-owned car.

Equity Installment Loans

•	One time funding with fixed monthly payments
•	Interest may be tax-deductible, contact your tax advisor.

Construction and Residential Lot Loans

•	Lot loans as well as loans from land purchase to construction/permanent financing with only one closing, saving you time and money.
•	Owner or non-owner occupied
•	Fixed or variable interest rates

Credit Card

•	The convenience of a Mastercard credit card accepted world-wide.
•	No annual fee with $1,000.00 balance in any FCB Certificate of Deposit.

Certificate of Deposit Loans

•	An installment secured by your First Community Bank CD.

Overdraft Protection

•	Gives you the confidence of knowing that your checks will be paid.
•	Click here to go to our on-line Overdraft Protection Application.

Home Equity Lines Of Credit

•	Use funds as you need them
•	Easily accessible by a credit card or check.
•	Interest may even be tax-deductible, contact your tax advisor.

All loans subject to approval. Rates subject to change without notice.